UProfit Review 2026: The Futures Firm That Killed Trailing Drawdowns (And Added Confusion)

Bottom Line Up Front: UProfit, founded in 2019 by Lindsay Duff in Texas, has built a reputation as one of the most trader-friendly futures prop firms by pioneering EOD (end-of-day) drawdowns and eventually eliminating drawdowns entirely in their “Zero” programs. With a 3.6/5 Trustpilot rating from 6,500+ reviews, account sizes from $30K to $150K, and pricing starting at just $39/month, UProfit offers genuinely competitive economics. The firm now operates two parallel program families: UProfit ZERO (no drawdowns, no consistency rules, maximum flexibility) and UProfit ZERO DAY (traditional daily drawdown limits, 30% consistency rule, lower monthly costs). Both offer 100% profit on your first $15,000 followed by 80%, with 24-hour payout processing and a $150 activation fee for funded accounts. But here’s where it gets messy: UProfit has undergone multiple rebrandings (Legacy → Zero → Zero Day), their website doesn’t clearly explain which programs are currently available, and there are concerning reports of payout denials with vague explanations and NDA requirements. For traders who want EOD drawdowns, UProfit is an option. Just be prepared to navigate confusing program structures and potentially fight for your payouts.

My Rating: 3.5/5 Stars

What Is UProfit, Really?

UProfit launched in 2019, founded by Lindsay Duff and a team with years of experience in trader education and funded programs. Before starting UProfit, the founders worked with other prop firms, learning what worked and what frustrated traders. Their insight: traders don’t like intraday trailing drawdowns.

Traditional prop firms use trailing drawdowns that move with your unrealized profits, hit a new high, and your safety net immediately moves with it. This creates psychological pressure and forces traders to constantly monitor their maximum balance instead of focusing on execution.

UProfit said “let’s fix that” and became one of the first futures prop firms to offer EOD (end-of-day) trailing drawdowns where your drawdown only updates when the session closes. This gave traders breathing room during the trading day to let winners run without worrying about intraday drawdown adjustments.

Then they went even further. In 2024, UProfit launched their Zero programs which eliminate drawdowns entirely, you just have a static maximum loss limit. No trailing. No daily updates. Just a hard floor you can’t breach.

This evolution shows UProfit understands trader pain points and actively works to remove friction. That’s admirable.

The problem: UProfit’s branding and program structure have become increasingly confusing. They started with “Legacy” programs (which are mostly discontinued). Then they introduced “Zero” programs. Then they added “Zero Day” programs. Their website doesn’t clearly explain what’s available, what the differences are, or which program is right for which trader.

You’re left piecing together information from help docs, third-party reviews, and Reddit threads to figure out what UProfit actually offers in 2025.

The Program Confusion: Zero vs. Zero Day vs. Legacy

Let’s untangle UProfit’s current lineup, because this is where most traders get lost.

UProfit ZERO (The No-Drawdown Programs)

These are UProfit’s flagship innovation: no trailing drawdown, no daily loss limits. You just have a static maximum loss that never changes.

Available account sizes:

• $30K: $98/month
• $50K: $170/month
• $150K: $440/month

The rules:

• Maximum loss: $1,050 for $30K, $1,750 for $50K, $5,000 for $150K (static, never changes)
• Profit target: 6% to pass evaluation ($1,800 for $30K, $3,000 for $50K, $9,000 for $150K)
• Minimum trading days: 5 days
• No consistency rule
• No news trading restrictions
• No overnight holding

Funded phase:

• 100% profit on first $15,000 in withdrawals
• 80% profit on subsequent withdrawals
• No drawdown rules (just maintain your static minimum balance)
• Can swing trade (no restrictions on position duration within the trading day)

Who it’s for: Traders who want maximum freedom and hate drawdowns. You can have massive intraday swings without worrying about hitting a trailing drawdown. As long as you close the day above your minimum balance, you’re fine.

The catch: Higher monthly fees. The $150K Zero account costs $440/month, while the $150K Zero Day account costs only $98/month. You’re paying a premium for the flexibility.

UProfit ZERO DAY (The Structured Programs)

These are UProfit’s affordable option with traditional drawdown rules and consistency requirements.

Available account sizes:

• $50K: $39/month
• $100K: $58/month
• $150K: $98/month

The rules:

• Daily loss limit: $1,100 for $50K, $2,200 for $100K, $3,300 for $150K
• EOD trailing drawdown: Updates at end of day, not intraday
• Profit target: 6% to pass evaluation ($3,000 for $50K, $6,000 for $100K, $9,000 for $150K)
• Minimum trading days: 5 days
• 30% consistency rule: Your best trading day cannot exceed 30% of total profits
• No overnight holding
• News trading restrictions: Must close positions before major economic releases

Funded phase:

• 80% profit split (flat, no bonus tier)
• EOD trailing drawdown continues
• Must have 4 winning days to request payout
• Minimum $100 profit required for payout
• 30% consistency rule applies (best day < 30% of total profits)

Who it’s for: Budget-conscious traders comfortable with traditional drawdown rules. The $39/month for a $50K account is genuinely competitive, cheaper than OneUp Trader, MFFU, and most other firms.

The catch: That 30% consistency rule will trip up traders who don’t read the fine print. Plus, the EOD trailing drawdown still creates some psychological pressure (just less than intraday trailing).

The Three-Stage Funding Structure

UProfit doesn’t just move you from evaluation to funded account. They have a three-stage model:

Stage 1: Sim Evaluation

Standard evaluation phase. You trade in a simulated environment, hit your profit target, respect your loss limits, trade minimum 5 days.

Cost: Monthly subscription based on account size and program type

Time limit: None. Take as long as you need.

Reset cost: Equals your monthly subscription fee. So if you’re trading a $50K Zero Day account at $39/month and you breach, you pay another $39 to reset.

Free reset option: If you request a reset within 3 days of your subscription renewing AND you haven’t placed any new trades, UProfit gives you a free reset. This is generous.

Stage 2: Virtual Live Account (Monetized Sim)

Once you pass the evaluation, you move to a “Virtual Live” account. This is still demo trading, but you can withdraw real money based on your simulated profits.

The mechanics:

• You’re trading demo accounts
• UProfit pays you based on your demo P&L
• You earn up to 80% of simulated profits (no real capital at risk for UProfit)
• $150 activation fee to access this stage

The 40-day “Safety Net”: During your first 40 days in Virtual Live, your profit split is 50/50 (you keep 50%, UProfit keeps 50%). After Day 40, it becomes 100% on first $15,000, then 80% thereafter.

Why UProfit does this: They’re essentially hedging against traders who pass the evaluation on luck and immediately blow up in “funded” trading. The 50/50 split for 40 days covers their payout risk.

What this means for traders: You’re not getting real funding after passing the evaluation. You’re getting access to a payout-enabled demo account. For some traders, this is fine, they just want withdrawals and don’t care if it’s “real” capital. For others who expected genuine institutional funding, this feels like bait-and-switch.

Stage 3: Funded Live (Real Capital)

The best-performing traders in Virtual Live may be invited to trade real capital through UProfit’s funding partner “Pro Trading Partners.”

The criteria: Unpublished. UProfit decides who gets invited based on “performance, payout history, and risk profile.”

The problem: This is the same opacity issue we saw with Elite Trader Funding. There’s no clear path to real capital. You might trade Virtual Live for months, make consistent profits, request withdrawals, and never get invited to Funded Live.

Pricing Breakdown

UProfit ZERO Programs

Account Size	Monthly Fee	Profit Target	Max Loss (Static)
$30K	$98	$1,800 (6%)	$1,050
$50K	$170	$3,000 (6%)	$1,750
$150K	$440	$9,000 (6%)	$5,000

Activation fee: $150 to access Virtual Live after passing evaluation

UProfit ZERO DAY Programs

Account Size	Monthly Fee	Profit Target	Daily Loss Limit	EOD Trailing Drawdown
$50K	$39	$3,000 (6%)	$1,100	$2,000
$100K	$58	$6,000 (6%)	$2,200	$3,000
$150K	$98	$9,000 (6%)	$3,300	$4,500

Activation fee: $150 to access Virtual Live after passing evaluation

The Math: $50K Zero Day account: Month 1-2 evaluation ($78 total), plus $150 activation = $228 total cost to “funded” status.

The 30% Consistency Rule (Zero Day Only)

The rule: Your single best trading day cannot exceed 30% of your total accumulated profits at the time of any payout request.

Example that passes:

• Best day: $600, Total profits: $3,000
• Best day percentage: 20% ✓

Example that fails:

• Best day: $1,500, Total profits: $3,000
• Best day percentage: 50% ✗

You must keep trading until your total reaches $5,000 ($1,500 ÷ 0.30) before requesting payout.

Platform and Instruments

Primary platforms:

• NinjaTrader (free license)
• R | Trader
• TradingView
• Tradovate
• Plus 15+ additional platforms

Instruments: All major futures markets (ES, NQ, YM, RTY, currencies, commodities, metals, energies, interest rates). Futures only, no stocks, forex spot, options.

Trading Rules

Trading hours: 6:00 PM ET to 4:10 PM ET (close all positions by 4:10 PM)

Copy trading: Allowed, capped at $200K per strategy

Prohibited:

• Overnight holding
• Swing trading
• VPN/VPS usage (major limitation for international traders)

Payout Structure

Zero Programs

• First $15,000: 100%
• After $15,000: 80%
• Processing: 24 hours
• Required: 4 winning days

Zero Day Programs

• Flat 80% split
• Processing: 24 hours
• Required: 4 winning days + 30% consistency rule + $100 minimum

The Safety Net: First 40 days = 50/50 split (not 100%/80% or 80%). This is not prominently disclosed and surprises many traders.

Trustpilot and Community Sentiment

Current rating: 3.6/5 stars from 6,531 reviews

There is currently an active warning on Trustpilot, that “This company has been displaying Trustpilot content incorrectly.”

Positive themes:

• Affordable pricing
• Fast payouts (24 hours)
• No trailing drawdowns (Zero)
• EOD drawdowns (Zero Day)
• Good support

Negative themes:

• $150 activation fee surprise
• 50/50 Safety Net not disclosed
• Payout denials with NDA requirements (RED FLAG)
• Confusing program structure
• VPN prohibition

The NDA Issue: Multiple traders report UProfit requiring NDAs before discussing denied payouts. This is predatory and prevents traders from warning others about unfair practices.

UProfit vs. The Competition

vs. OneUp Trader: OneUp has better trust (4.7 vs. 3.8), clearer funding path, better split (90% vs. 80%). UProfit is cheaper ($39 vs. $125+).

vs. MyFundedFutures: MFFU has better trust (4.9 vs. 3.8), no Virtual Live limbo, no activation fee. UProfit is cheaper and has no-drawdown options.

vs. TopStep: TopStep has institutional credibility, real capital, education. UProfit is much cheaper ($39 vs. $165+) and faster (5 days vs. 2-phase).

Pass Rates

Estimated 20-30% for Zero Day, 25-35% for Zero programs. Higher than average due to:

• 5 day minimum
• No time limit
• EOD/no drawdowns
• 6% profit target

Timeline: Fast traders pass in 1-3 weeks, part-timers in 3-6 weeks, methodical traders in 6-12 weeks.

The Virtual Live Question

What UProfit offers: Demo trading with payout privileges. Most traders never access real capital.

What traders expect: Institutional funding with real capital.

The disconnect: If you just want payouts from demo trading, UProfit works. If you want real capital, the path is unclear and discretionary.

Legitimate or Scam?

Not a scam, but concerning practices:

✓ Operating since 2019 ✓ Thousands of payouts processed ✓ Responsive support

✗ Payout denials with vague reasons ✗ NDA requirements (MAJOR RED FLAG) ✗ Virtual Live = not real capital for most ✗ Hidden fees ($150 activation, 50/50 Safety Net)

Assessment: Legitimate business that processes most payouts correctly, but uses NDAs to suppress complaints about large payout denials.

My Honest Assessment

What they do well:

• Pioneered EOD drawdowns
• Zero programs (no drawdowns)
• Very affordable ($39-$440/month)
• Fast evaluation (5 days)
• Quick payouts (24 hours)
• Free reset option

Where they fall short:

• Virtual Live ≠ real capital
• $150 activation fee hidden
• 50/50 Safety Net hidden
• NDA requirements for denials
• Confusing program structure
• Lower trust rating

Who should use: Budget traders comfortable with Virtual Live demo trading + payouts

Who should avoid: Traders wanting real capital, large withdrawals ($20K+), or complete transparency

Final Verdict

UProfit is a low-cost demo trading platform with payout privileges, not a traditional prop firm.

The Zero programs genuinely innovate with no-drawdown structures. Pricing is competitive. Payouts usually process quickly.

But expect:

1. $150 activation fee
2. 50/50 split for 40 days
3. Potential payout issues on large withdrawals
4. No guaranteed real capital

If these trade-offs are acceptable, UProfit’s innovations make them worth trying for budget-conscious traders.

If you want transparency and trust, spend extra on TradeDay, MyFundedFutures, or TopStep.

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Verdict: Legitimate but flawed futures prop firm that pioneered important innovations but suffers from concerning payout practices and lack of transparency. The NDA requirements are a real issue. Best for budget traders comfortable with Virtual Live who haven’t found their top choice among other firms.

Rating: 3.5/5 Stars