FundingPips

FundingPips

FundingPips

Trading Offers

Going Live
2022

HQ
Cyprus

CEO
Khaled Ayesh

Website
fundingpips.com

Trustpilot
4.5

Prop Firm Details

Trading Instruments:

CFD

CFD Assets:

Forex, Crypto, Indices, Commodities

Challenge Types:

1-Step, 2-Step, Instant

Activation Fee:

$0

Consistency Rule:

15% in Instant Funding Accounts

Account Sizes:

5K, 10K, 25K, 50K, 100K, 200K

CFD Platforms:

MetaTrader 5, cTrader, Match Trader

Payments Methods:

Bank Wire, Credit Card, Debit Card, Crypto

Withdrawal Methods:

RiseWorks

FundingPips registered address is in Fomboni Island of Mehéli, Comoros. The physical address is in the United Arab Emirates, and the company FundingPips Services Ltd. is registered in Cyprus.

FundingPips Zero

Prop Firm Account Type Account Size Instrument Steps Profit Split Profit Target Daily Loss Max Loss Price
FundingPips Zero $5,000 CFD Instant 95% None 3% 5% $69
FundingPips Zero $10,000 CFD Instant 95% None 3% 5% $99
FundingPips Zero $25,000 CFD Instant 95% None 3% 5% $199
FundingPips Zero $50,000 CFD Instant 95% None 3% 5% $299
FundingPips Zero $100,000 CFD Instant 95% None 3% 5% $499
FundingPips Zero $200,000 CFD Instant 95% None 3% 5%* $998

FundingPips Zero is an instant-funded model with no evaluation phase. Rewards are paid bi-weekly (every 14 calendar days) at a 95% split, subject to a 15% consistency score (biggest winning day cannot exceed 15% of total profit), at least 7 profitable days (each worth at least 0.25% of initial account size) per 30-day cycle, and a 3% safety cushion that cannot be requested as a reward. The max loss is a 5% trailing drawdown based on highest recorded equity, which locks in at initial account size once the account is 5% in profit. News trading and holding trades over the weekend are prohibited. The Zero account also has a Maximum Risk Limit (floating PnL must not exceed -1% of account size at any time) and a Risk Per Trade Idea limit (3% for accounts below $50,000, 2% for $50,000 and above), both exclusive to Master accounts. A minimum of 7 profitable days per 30-day period is required to remain compliant.

FundingPips 1 Step

Prop Firm Account Type Account Size Instrument Steps Profit Split Profit Target Daily Loss Max Loss Price
FundingPips 1 Step $5,000 CFD 1‑Step 60%–100% 10% 3% 6% $59
FundingPips 1 Step $10,000 CFD 1‑Step 60%–100% 10% 3% 6% $99
FundingPips 1 Step $25,000 CFD 1‑Step 60%–100% 10% 3% 6% $199
FundingPips 1 Step $50,000 CFD 1‑Step 60%–100% 10% 3% 6% $319
FundingPips 1 Step $100,000 CFD 1‑Step 60%–100% 10% 3% 6% $555

The 1 Step model has a single evaluation phase (Student Phase) with a 10% profit target and a minimum of 3 trading days. The profit split varies by reward cycle: 60% weekly, 80% bi-weekly, 90% on-demand (requires 35% consistency score and minimum 2% of initial balance), or 100% monthly. No profit target applies on the Master account. The max loss is static at 6% of initial account size. On the Master account, a Risk Per Trade Idea limit applies (3% for accounts below $50,000, 2% for $50,000 and above). Weekend holding is currently restricted on all Master accounts as a temporary measure. Minimum 3 trading days required during evaluation.

FundingPips 2 Step Standard

Prop Firm Account Type Account Size Instrument Steps Profit Split Profit Target Daily Loss Max Loss Price
FundingPips 2 Step Standard $5,000 CFD 2‑Step 60%–100% 8% | 5% 5% 10% $36
FundingPips 2 Step Standard $10,000 CFD 2‑Step 60%–100% 8% | 5% 5% 10% $66
FundingPips 2 Step Standard $25,000 CFD 2‑Step 60%–100% 8% | 5% 5% 10% $156
FundingPips 2 Step Standard $50,000 CFD 2‑Step 60%–100% 8% | 5% 5% 10% $289
FundingPips 2 Step Standard $100,000 CFD 2‑Step 60%–100% 8% | 5% 5% 10% $529

The 2 Step Standard model requires passing a Student Phase (Phase 1) and a Practitioner Phase (Phase 2). In Phase 1, traders may choose between an 8% or 10% profit target. Phase 2 requires a 5% profit target. Both phases require a minimum of 3 trading days. The profit target shown (8% | 5%) reflects the default Phase 1 option shown on the FundingPips website. The profit split varies by reward cycle: 60% weekly, 80% bi-weekly, 90% on-demand (requires a 35% consistency score and minimum 2% of initial balance), or 100% monthly. The max loss is static at 10% of initial account size. No profit target applies on the Master account. On the Master account, a Risk Per Trade Idea limit applies (3% for accounts below $50,000, 2% for $50,000 and above). Weekend holding is currently restricted on all Master accounts as a temporary measure.

FundingPips 2 Step Pro

Prop Firm Account Type Account Size Instrument Steps Profit Split Profit Target Daily Loss Max Loss Price
FundingPips 2 Step Pro $5,000 CFD 2‑Step 80% 6% | 6% 3% 6% $29
FundingPips 2 Step Pro $10,000 CFD 2‑Step 80% 6% | 6% 3% 6% $55
FundingPips 2 Step Pro $25,000 CFD 2‑Step 80% 6% | 6% 3% 6% $109
FundingPips 2 Step Pro $50,000 CFD 2‑Step 80% 6% | 6% 3% 6% $219
FundingPips 2 Step Pro $100,000 CFD 2‑Step 80% 6% | 6% 3% 6% $399
FundingPips 2 Step Pro $200,000 CFD 2‑Step 80% 6% | 6% 3% 6% $798

The 2 Step Pro model requires passing a Student Phase (Phase 1) and a Practitioner Phase (Phase 2), each with a 6% profit target and a minimum of 1 trading day. The profit split is 80% on all reward cycles. At purchase, traders choose between a Weekly reward cycle (no consistency rules during evaluation or on Master) or a Daily reward cycle (adds a 35% consistency rule to both evaluation phases, but not the Master account). The max loss is static at 6% of initial account size. On the Master account, a Risk Per Trade Idea limit applies (3% for accounts below $50,000, 2% for $50,000 and above). Weekend holding is currently restricted on all Master accounts as a temporary measure.

Rules

Drawdown / Max Loss

1 Step Model

Evaluation (Student Phase):

  • Maximum Loss Limit: 6% of initial account size (fixed/static floor, does not trail). Equity or balance cannot hit the 6% floor. Example: $100k account, equity or balance cannot hit $94,000.
  • Daily Loss Limit: 3% of the higher value between daily starting balance or equity. Floating P&L on open positions counts toward the limit in real time. Resets at 00:00 server time (UTC+3). Violating either limit is a hard breach resulting in immediate account closure.

Master Account (in addition to the above):

  • Risk Per Trade Idea: Maximum loss on a single trade idea (including all related positions simultaneously open, realized and unrealized). Accounts below $50k: 3% of initial account size. Accounts $50k and above: 2% of initial account size. Re-opening in the same direction within 10 minutes of closing a losing trade is counted as the same trade idea. Hard breach on violation.
  • Trailing drawdown does not apply on this model; the maximum loss floor is fixed from the initial balance.

2 Step Model

Evaluation (Student Phase and Practitioner Phase):

  • Maximum Loss Limit: 10% of initial account size (fixed/static). Example: $100k account, equity or balance cannot hit $90,000.
  • Daily Loss Limit: 5% of the higher value between daily starting balance or equity. Floating P&L on open positions counts in real time. Resets at 00:00 server time (UTC+3). Hard breach on violation.

Master Account:

  • Same daily loss (5%) and max loss (10%) apply.
  • Risk Per Trade Idea applies identically to the 1 Step Master Account rules (3% for accounts below $50k, 2% for $50k and above).

2 Step Pro Model

Evaluation (Student Phase and Practitioner Phase):

  • Maximum Loss Limit: 6% of initial account size (fixed/static). Example: $100k account, equity or balance cannot hit $94,000.
  • Daily Loss Limit: 3% of the higher value between daily starting balance or equity. Floating P&L counts in real time. Resets at 00:00 server time (UTC+3). Hard breach on violation.

Master Account:

  • Same daily loss (3%) and max loss (6%) apply.
  • Risk Per Trade Idea applies identically to the 1 Step Master Account rules.

FundingPips Zero (Instant Funding)

Master Account only (no evaluation phase):

  • Maximum Trailing Loss Limit: 5% based on highest recorded equity. Trails upward as equity grows; locks at initial account size once equity reaches 5% profit. Does not reset after a reward. Hard breach on violation.
  • Daily Loss Limit: 3% of the higher value between daily starting balance or equity. Floating P&L counts in real time. Resets at 00:00 server time (UTC+3). Hard breach on violation.
  • Maximum Risk Limit (unique to Zero): Floating P&L must not drop below -1% of initial account size at any time. Hard breach on violation. Example: $100k account, floating P&L cannot hit -$1,000.
  • Risk Per Trade Idea applies as on all other Master Accounts (3%/<$50k, 2%/$50k+).
  • Minimum Profitable Days: 7 profitable days required within each 30-day period. A day counts as profitable only if net closed profit that day is at least 0.25% of initial account size. The 30-day period resets at the end of each reward cycle. Failure to meet this requirement by the end of the 30-day period is a rule violation.

1k Instant Giveaway Account

  • Maximum Loss Limit: 5% of initial account size (fixed/static). Hard breach on violation.
  • Daily Loss Limit: 5% of the higher value between starting equity or balance. Resets at 00:00 server time (UTC+3). Hard breach on violation.

Across all programs: Swap/rollover charges on open positions contribute to floating P&L and are therefore counted toward the daily loss limit where applicable. Weekend holding is temporarily prohibited on all Master Accounts (see Trading Hours), so weekend swap exposure is not an active concern on funded accounts at the time of writing.


Consistency Rule / Minimum Trading Days

1 Step Model

  • Evaluation: Minimum 3 trading days required to pass.
  • Master Account (On Demand reward option): A 35% consistency rule applies. No single trading day’s profit may exceed 35% of total profits. Resets after each reward. Minimum reward amount for On Demand is 2% of initial balance.
  • Weekly, Bi-Weekly, and Monthly reward cycles on the Master Account carry no consistency requirement.

2 Step Model

  • Evaluation: Minimum 3 trading days required in both the Student Phase and the Practitioner Phase.
  • Master Account reward cycle: same 35% consistency rule for On Demand rewards (same terms as 1 Step). No consistency requirement for Weekly, Bi-Weekly, or Monthly cycles.

2 Step Pro Model

  • Evaluation: Minimum 1 trading day required to pass each phase (Student and Practitioner).
  • Master Account: If the Daily Reward cycle add-on is selected at purchase, a 35% consistency rule is added to both evaluation phases. The rule does not apply to the Master Account under the Daily Reward option. If the Weekly Reward cycle is chosen, no consistency rule applies at any stage.

FundingPips Zero

  • Master Account: A 15% consistency rule applies. The biggest winning day cannot exceed 15% of total current account profit. Formula: (Biggest Winning Day ÷ Current Total Account Profit) × 100%. Must be at or below 15% to request a reward.
  • Minimum Profitable Days: 7 profitable days within each 30-day cycle (a day is profitable if closed profit is at least 0.25% of initial account size).

1k Instant Giveaway Account

  • No minimum trading days and no consistency score requirement.

Leverage

1 Step Model: Standard Account

Asset ClassMax LeverageMax Lot Size (per trade)Max Lot Size (total open)
Forex1:3020 lots per click
Metals1:1020 lots per click
Energies1:1020 lots per click
Indices1:520 lots per click
Crypto1:120 lots per click

1 Step Model: Swap-Free Add-on (MT5 only)

Asset ClassMax Leverage
Forex1:30
Metals1:10
Energies1:10
Indices1:5
Crypto1:1

Note: The 1 Step Model’s standard account has the same leverage for both standard and swap-free accounts.


2 Step Model: Standard Account

Asset ClassMax LeverageMax Lot Size (per trade)Max Lot Size (total open)
Forex1:10020 lots per click
Metals1:3020 lots per click
Energies1:1020 lots per click
Indices1:2020 lots per click
Crypto1:220 lots per click

2 Step Model: Swap-Free Add-on (MT5 only)

Asset ClassMax Leverage
Forex1:30
Metals1:10
Energies1:10
Indices1:5
Crypto1:1

2 Step Pro Model: Standard Account

Asset ClassMax LeverageMax Lot Size (per trade)Max Lot Size (total open)
Forex1:10020 lots per click
Metals1:3020 lots per click
Energies1:1020 lots per click
Indices1:2020 lots per click
Crypto1:220 lots per click

2 Step Pro Model: Swap-Free Add-on (MT5 only)

Asset ClassMax Leverage
Forex1:30
Metals1:10
Energies1:10
Indices1:5
Crypto1:1

FundingPips Zero: Standard Account

Asset ClassMax Leverage
Forex1:50
Metals1:20
Energies1:10
Indices1:20
Crypto1:2

FundingPips Zero: Swap-Free Add-on (MT5 only)

Asset ClassMax Leverage
Forex1:30
Metals1:10
Energies1:10
Indices1:5
Crypto1:1

1k Instant Giveaway Account

Asset ClassMax Leverage
Forex Majors1:100
Forex Exotics1:20
Metals1:30
Indices1:20
Oil1:10

All assets on the 1k account use RAW spreads at $10 commission per lot.


Temporary Dynamic Leverage (Effective 16 March 2026, all Master Accounts)

Applies to metals, indices, and energies on Master Accounts across all models (except stated otherwise). Tiered leverage based on position size, applied cumulatively:

Lot SizeLeverage
0.00 – 0.05 lots1:50
0.05 – 0.10 lots1:30
0.10 – 0.15 lots1:25
0.15 – 0.25 lots1:20
0.25 – 0.50 lots1:10
0.50+ lots1:5

The firm reserves the right to adjust leverage and margin requirements on any account based on market conditions. Updates are communicated to clients by email.

The 20 lot per click/transaction maximum applies across all models and stages.


Trading Hours

1 Step, 2 Step, 2 Step Pro Evaluation:

  • No restrictions on overnight holding or weekend holding during the evaluation stage.
  • Purposely trading news is prohibited and will result in account closure.

1 Step, 2 Step, 2 Step Pro Master Account:

  • Weekend holding is temporarily prohibited on all Master Accounts. All trades must be closed before market close on Friday. Any open trades are automatically closed by the system. This is not a hard breach.
  • Overnight holding is permitted on weekdays (subject to news trading restrictions below).

FundingPips Zero Master Account:

  • Holding trades over the weekend is strictly prohibited. All trades must be closed before market close on Friday. This is a hard breach if violated.
  • No overnight holding restriction on weekdays beyond the news trading window.

All Models: Weekend swap notes:

  • Indices rollover rates triple on Fridays to account for the weekend.
  • Forex market rollover occurs at 5pm ET (New York close). On Wednesdays, rollover rates triple.

Swap-Free Add-on:

  • Available on MT5 accounts only. Applies to Forex and Metals. Energies, Indices, and Crypto retain standard swap charges even with the add-on.

News Trading

1 Step, 2 Step, 2 Step Pro: Evaluation Stage:

  • No restrictions on holding or opening trades during news events.
  • Purposely trading news is prohibited and will result in immediate account closure.

1 Step, 2 Step, 2 Step Pro: Master Account:

  • Traders may hold positions through news events.
  • Restricted window (soft breach / profit forfeiture model): Positions may not be opened or closed within a 10-minute window surrounding a high-impact news event (5 minutes before, 5 minutes after). For high-impact speeches, the window runs from 5 minutes before the speech begins until 5 minutes after it concludes.
  • Profits from trades opened or closed within the 5-minute windows are forfeited (not counted). Losses remain fully applied.
  • Exception for swing traders: Trades opened more than 5 hours before a high-impact event may be closed within the restricted window and profits will count.
  • Closing any partial orders within the window flags the entire order for news trading.
  • Traders are responsible for violations where deductions exceed the daily loss or maximum loss limit.
  • Reference calendar: Forex Factory (red-folder, high-impact events only).

Affected instruments by currency:

  • USD: Unemployment Rate, NFP, PMI, ISM, CPI, PPI, GDP, Federal Funds Rate, FOMC, Trade Balance, Jobless Claims, Consumer Confidence, JOLTs, Average Hourly Earnings, 10Y/30Y Auctions, Existing/New Home Sales, Durable Goods, Speeches
  • EUR: PMI, CPI, GDP, Employment Change, Unemployment Rate, Retail Sales, Trade Balance, ECB Rates, Deposit Facility Rate, Economic Sentiment, Business Climate, Consumer Confidence, Speeches
  • GBP: PMI, CPI, GDP, Nationwide House Prices, Mortgage Approvals, Retail Sales, RPI, Housing Price Balance, BoE Rates, Trade Balance, Industrial/Manufacturing Production, Unemployment Rate, Employment Change, Claimant Count, Consumer Confidence, Speeches
  • CAD: BoC Rates, PMI, CPI, GDP, Merchandise Trade, Wholesale Sales, Housing Starts, Trade Balance, Employment Change, Unemployment Rate, Retail Sales, Speeches
  • AUD: Cash Rate and RBA Statement, Employment Change/Unemployment Rate, CPI, GDP, Retail Sales, Speeches
  • NZD: Official Cash Rate and RBNZ Statement, Employment Change/Unemployment Rate, CPI, GDP, Speeches
  • CHF: CPI, GDP, SNB Policy Rate, Speeches
  • JPY: PMI, CPI, GDP, Monetary Base, Leading Economic Index, Japan Bond Sales, Industrial Production, Merchandise Trade Balance, BoJ Rates, Retail Trade, Consumer Confidence, Trade Balance, Speeches
  • OIL (USOIL and UKOIL): Crude Oil Inventories

FundingPips Zero: Master Account:

  • News trading is fully restricted: No positions may be held or opened within 10 minutes before or after a high-impact news event on affected currencies. For speeches, the window extends from 10 minutes before the speech starts until 10 minutes after it concludes. This is a hard breach resulting in immediate account termination.
  • Weekend holding is also prohibited (see Trading Hours).

1k Instant Giveaway Account:

  • News trading is fully allowed. No restrictions.

Multiple Accounts

  • Maximum total capital per trader across all funded accounts: $300,000.
  • Account sizes available: $25,000, $50,000, and $100,000.
  • Traders may run multiple accounts simultaneously across models, subject to the $300,000 cap.
  • Master accounts may be merged. Rules: Accounts can only be merged with Master accounts from the same evaluation model (1 Step with 1 Step, 2 Step with 2 Step, 2 Step Pro with 2 Step Pro). Merging is not supported on FundingPips Zero. The trading platform and reward cycle of the merged account follow the first purchased account.
  • All scale-up calculations are based on the original account size, not the merged size.
  • Copy trading between a trader’s own accounts is permitted. Copy trading between accounts owned by different users is prohibited.
  • Only one verified KYC account per individual is permitted. Duplicate accounts are not allowed.

Prohibited Conduct

The following strategies are explicitly banned across all programs and will result in account termination or denial of reward:

  • Gap trading
  • High-frequency trading (HFT)
  • Server spamming
  • Latency arbitrage
  • Toxic trading flow
  • Hedging across accounts (cross-account hedging) note: hedging on the 1k Giveaway Account is also prohibited
  • Long-short arbitrage
  • Reverse arbitrage
  • Tick scalping
  • Server execution strategies
  • Opposite account trading
  • Churning and burning

Additionally prohibited:

  • Copy trading with accounts owned by other individuals
  • Account management by a third-party vendor
  • Use of third-party Expert Advisors that are not purely a trade or risk manager. Third-party EAs used for signal generation or strategy execution are not allowed. Violation results in denial of evaluation or reward and account closure.

IP / Login rules:

  • The IP region used to purchase the evaluation, log in to the dashboard, and trade must remain geographically consistent. The firm monitors IP activity. Unrealistic IP changes trigger a review request. Acceptable proof includes plane tickets, passport stamps, or live video confirmation.
  • VPS and VPN use is permitted. If the IP region changes, proof of VPS/VPN ownership or a static IP whitelist may be requested.
  • Multiple devices and ISPs are permitted within the same city. IP region changes from multiple ISPs trigger the same review process.

Account access:

  • Trading accounts must only be accessed by the registered individual. Account sharing or reselling is prohibited.
  • Must use a card registered in your own name to purchase an evaluation. Using someone else’s card is strictly prohibited.

The firm reserves the right to adjust leverage or position size limits for individual accounts based on risk assessment, including temporary broad changes affecting all accounts during periods of market volatility (as occurred March 2026).


Firm Rules (General)

Minimum Trading Days:

ModelPhaseMinimum Days
1 StepStudent Phase3
2 StepStudent Phase3
2 StepPractitioner Phase3
2 Step ProStudent Phase1
2 Step ProPractitioner Phase1
FundingPips ZeroMaster (instant)None

Inactivity Rule:

  • All accounts: Trading account is breached (or suspended, in the case of Zero) if no trades are opened and closed within any 30 consecutive calendar day window.

Maximum Time Limit:

Tradable Asset Classes:

  • Forex pairs, metals (gold, silver), indices, energies (USOIL, UKOIL), and crypto. All tradable with RAW spreads.

Age Requirement: Must be at least 18 years old.

Identity Requirements:

  • KYC verification is required after passing the evaluation and before trading begins on a Master Account. Process includes document verification, selfie identity confirmation, and address validation.
  • KYC must be completed before the customer agreement is signed and before onboarding begins.
  • One verified KYC account per individual. Duplicate accounts will cause KYC rejection.
  • US residents and citizens cannot use cTrader. MT5 is not available to traders in the United States or Canada.

Restricted Countries:

  • FundingPips does not accept clients from the United Arab Emirates, Iran, or Vietnam.

Free Trial / Competition Accounts:

  • FundingPips runs monthly trading competitions. Participants can win evaluation account credits worth up to $575,000 total plus $5,000 in cash. Entry is free. Rules include 10% max loss, 5% daily loss, no EAs. Winning evaluation accounts are separate from competition accounts. Competition credentials and platform differ from regular evaluation credentials.
  • A 1k Instant Account giveaway exists as a raffle prize. It has its own trading rules (see relevant sections) and is linked to the Tradin CFD broker.

Additional Rules:

  • After passing, onboarding takes approximately 2 working days. The trader must complete KYC, sign the customer agreement, and click “Set Reward Cycle” on the dashboard before trading is enabled on the Master Account.
  • FP Score: A performance scoring system (0–100) based on Risk-Reward Ratio, Winning Ratio, TP/SL usage, and Consistency. Master accounts add Daily Return Performance and Calmar Ratio. No minimum FP Score is required to pass an evaluation, but it serves as a readiness indicator. Score updates in real time.
  • If an evaluation account is breached, a 10% reset discount is available for the Student Phase or Practitioner Phase breach within 7 calendar days. Resets return the account to the Student Phase. Resets are not available for FundingPips Zero breaches or Master Account breaches.

Account Types / Programs

FundingPips offers four distinct programs:

1 Step Model:

  • Single evaluation phase (Student Phase). 10% profit target, minimum 3 trading days. Max loss 6%, daily loss 3%.
  • Master Account: On Demand (90% split, 35% consistency rule), Weekly (60%), Bi-Weekly (80%), Monthly (100%).
  • No swap-free by default; optional Swap-Free Add-on on MT5 (higher commission, same leverage on this model).

2 Step Model:

  • Two evaluation phases (Student + Practitioner). Student Phase: trader’s choice of 8% or 10% profit target, minimum 3 days. Practitioner Phase: 5% profit target, minimum 3 days. Max loss 10%, daily loss 5%.
  • Master Account: Same reward cycle options as 1 Step (On Demand 90%, Weekly 60%, Bi-Weekly 80%, Monthly 100%).
  • Optional Swap-Free Add-on on MT5.

2 Step Pro Model:

  • Two evaluation phases (Student + Practitioner). Both phases: 6% profit target, minimum 1 trading day each. Max loss 6%, daily loss 3%.
  • At purchase, trader selects either Weekly Rewards (80% split, no consistency rule anywhere) or Daily Rewards (80% split, but adds a 35% consistency rule to both evaluation phases; no consistency rule on the Master Account).
  • Registration fee is non-refundable.
  • Optional Swap-Free Add-on on MT5.

FundingPips Zero:

  • Instant funding. No evaluation phase.
  • Trailing drawdown (5%), daily loss (3%), maximum risk limit (1% floating), Risk Per Trade Idea, minimum profitable days (7 per 30-day cycle), news and weekend restrictions all apply as hard breaches.
  • Reward: Bi-Weekly cycle, 95% profit split. Requires 15% consistency score and 7 profitable days (0.25% each). First 3% profit is retained as a safety cushion and cannot be withdrawn.
  • Registration fee is non-refundable.
  • Merging accounts is not supported.
  • Swap-Free Add-on available on MT5 (Forex and Metals only; weekend holding still prohibited even with swap-free).
  • Commission on Zero accounts: Standard $7/lot Forex and Metals; Swap-Free $10/lot. Energies and Indices commission-free. Crypto 0.04%.

1k Instant Giveaway Account (Raffle only):

  • Instant funding, $1,000 account size. No evaluation, no minimum days, no consistency rule.
  • 5% max loss, 5% daily loss.
  • On Demand rewards at 50% profit split; minimum $50 profit required. At least 50% of each reward is transferred to the trader’s Tradin CFD account.
  • News trading, weekend holding, and EAs permitted. Hedging prohibited.
  • RAW spreads, $10 commission per lot on all assets. Leverage: Forex Majors 1:100, Forex Exotics 1:20, Metals 1:30, Indices 1:20, Oil 1:10.

Swap-Free (Islamic) Accounts:

  • Available as an add-on at purchase on MT5 accounts only, across the 1 Step, 2 Step, 2 Step Pro, and Zero models.
  • Applies to Forex and Metals. Energies, Indices, and Crypto retain standard swap charges.
  • Results in reduced leverage (especially on Forex: 1:30 vs 1:100 on the 2 Step standard) and increased commission ($10/lot on Forex and Metals vs $5/lot).
  • Cannot be added or changed after purchase.

Challenge Fee Policy

  • The registration fee is paid upfront as a one-time payment for the full evaluation.
  • For the 1 Step and 2 Step models: The registration fee is refunded after 4 successful rewards on the Master Account. The refund is processed automatically alongside the fourth reward payment.
  • For the 2 Step Pro Model: The registration fee is non-refundable.
  • For FundingPips Zero: The registration fee is non-refundable.
  • Reset option (after a breach): 10% discount on a new challenge, available within 7 calendar days of breach, for Student or Practitioner Phase failures only. Not available for Zero model.
  • Platform choice (MT5, cTrader, Match Trader) is made at purchase and cannot be changed after payment.

Commissions and Spreads

All accounts trade with RAW spreads. Commission structures are as follows:

Standard Accounts (1 Step, 2 Step, 2 Step Pro, Zero):

InstrumentCommission
Forex$5 per lot (Zero: $7 per lot)
Metals$5 per lot (Zero: $7 per lot)
EnergiesNo commission
IndicesNo commission
Crypto0.04% of notional (Lot size × price × 0.04%)

Swap-Free Add-on Accounts (MT5 only, all models):

InstrumentCommission
Forex$10 per lot
Metals$10 per lot
EnergiesNo commission
IndicesNo commission
Crypto0.04%

1k Instant Giveaway Account: $10 per lot across all assets (RAW spreads).

All information about the commission and spread structure can be found here:


Payout Policy

FundingPips uses the term “reward” for all payouts (not “withdrawal” or “profit share”).

Profit Split by Model and Reward Cycle:

ModelReward CycleProfit Split
1 StepOn Demand90%
1 StepWeekly60%
1 StepBi-Weekly80%
1 StepMonthly100%
2 StepOn Demand90%
2 StepWeekly60%
2 StepBi-Weekly80%
2 StepMonthly100%
2 Step ProWeekly80%
2 Step ProDaily (add-on)80%
FundingPips ZeroBi-Weekly95%
Hot Seat (elite tier)On Demand100%
1k GiveawayOn Demand50%

Timing:

  • 1 Step / 2 Step / 2 Step Pro: Reward cycle begins from the date of first executed trade on the Master Account. Weekly = 7 days, Bi-Weekly = 14 days, Monthly = 30 days. Rolling cycle restarts after each processed reward (first trade after each reward resets the clock).
  • FundingPips Zero: Every 14 calendar days after first executed trade. Resets after each processed reward.
  • All requests: Processing takes 1–3 working days. Rewards are not processed on weekends.

Minimum Reward Amount:

  • 1 Step, 2 Step, 2 Step Pro, Zero (general): 1% of initial balance (including the firm’s split). E.g., on a $100k account with 80% split, minimum withdrawal before split is approximately $1,250 gross.
  • On Demand (1 Step / 2 Step): Minimum 2% of initial balance.
  • FundingPips Zero: Minimum 1% of initial balance. First 3% of total profit is retained as a safety cushion and not eligible for reward.
  • 1k Giveaway: Minimum $50 profit.
  • Rise: Minimum $500.
  • Bank Transfer: Minimum $500.
  • Crypto: No minimum.

Before Requesting a Reward:

  • All trades (including pending orders) must be closed.
  • Wait at least 15 minutes after closing the last trade before submitting the request.
  • Trading is temporarily disabled while the reward is being processed.

Payout Methods:

  • Crypto (USDT or USDC on ERC20 or TRC20 networks only). No minimum. Subject to service fees, exchange rates, and transaction fees.
  • Rise (bank transfer or crypto via the Rise platform). Minimum $500. Rise KYC required. Email must match FundingPips account email. Not available in all countries; falls back to crypto if unsupported.
  • Bank Transfer. Minimum $500. Supported regions: EU (Belgium, France, Germany, Italy, Netherlands, Spain), LATAM (Brazil, Colombia, Mexico), Africa (Nigeria, South Africa), UK, Turkey, Indonesia.
  • Card (Pay to Card via Visa or Mastercard). Supported regions same as Bank Transfer. Instant or within 30 minutes once approved; up to 48 hours in rare cases. Up to 3 working days for approval.
  • FundingPips Rewards Transfer (to Tradin CFD account): Transfers rewards directly to a verified Tradin account. Tradin adds a 20% non-withdrawable trading credit (capped at $2,000 per transfer). Emails must match. One-time promotion per client.

Registration Fee Refund: Processed with the 4th reward for 1 Step and 2 Step models. Not available on 2 Step Pro or Zero.

Scaling and Payout Split Changes: Profit split increases as the account scales. At Hot Seat level (Level 4 scaling): 100% split, On Demand rewards.


Scaling Plan

FundingPips uses a named 4-level scaling plan (Launchpad, Ascender, Trailblazer, Hot Seat). All scale-ups are calculated from the original account size, not the merged size.

Launchpad Level 1 (Novice Trader)

  • Requirements: 4 successful rewards and 10% total profit.
  • Capital increase: 20%.
  • Drawdown increase: Maximum drawdown increased by 1%.

Ascender Level 2 (Intermediate Trader)

  • Requirements: 8 successful rewards and 20% total profit.
  • Capital increase: 30%.
  • Drawdown increase: Maximum drawdown increased by 1% (cumulative total: +2%). Daily drawdown limit increased by 1%.

Trailblazer Level 3 (Advanced Trader)

  • Requirements: 12 successful rewards and 30% total profit.
  • Capital increase: 40%.
  • Drawdown: Maximum drawdown increased to 13% total.

Hot Seat Level 4 (Elite Trader)

  • Requirements: 16 successful rewards and 40% total profit.
  • Capital: Initial balance doubled.
  • Maximum drawdown: Increased by a further 1% (total: 4% increase across all levels).
  • Daily drawdown limit: Increased by 1% (total: 2% increase across all levels).
  • Profit split: 100%.
  • Reward type: On Demand.
  • Maximum capital access: Up to $2,000,000.
  • Monthly bonuses by original account size: $100 (5k), $200 (10k), $300 (25k), $400 (50k), $500 (100k).
  • Customized trading conditions tailored to the trader’s strategy.

The standard maximum capital without scaling is $300,000 across all accounts.

Reviews

FundingPips currently has a Trustpilot rating of 4.5 out of 5, based on 50,039 reviews, which is categorized as Excellent. Thereof, 42,989 reviews are from people invited by the prop firm using Trustpilot’s supported invitation methods. The most recent reviews are predominantly positive.

Social Media

FundingPips has 54,700 YouTube subscribers. 430,000 people follow the firm on Instagram, and 148,917 on X.