OneUp Trader Review 2026: The 1-Step Futures Firm That Actually Makes Sense (Mostly)

Bottom Line Up Front: OneUp Trader has spent nearly a decade figuring out how to make futures prop funding simple, and they’ve succeeded. With a single-step evaluation (no two-phase gauntlet), 15 trading days minimum (recently reduced from the original requirement), 100% profit on your first $10,000 followed by 90%, and account sizes from $25K to $250K, OneUp offers one of the most straightforward paths to futures funding in 2025. Founded in 2016 (yes, they’ve been around longer than most firms), OneUp has funded hundreds of traders and sports a stellar 4.7/5 Trustpilot rating from over 2,100 reviews. The trailing drawdown (2.2-6% depending on account size) is forgiving, there’s no daily loss limit, and you can use 20+ platform options including a free NinjaTrader license. But here’s the catch: the 80% consistency rule means your three best days need to equal at least 80% of your single best day, the probationary period adds restrictions for your first 90 days funded, and the monthly subscription fees ($125-$650) only stop when you pass.Just understand the consistency requirement before you blow your best day on one lucky trade. The rule puts you in a disadvantage compared to other prop firms (typically, the consistency rule defines that the best day can not be higher than a certain percentage. But that the 3 best days have to be at least 80% of the overall profit, can be problematic because its an additional hurdle. Another concern is that there is no information available about the owners, CEO, COO, etc.

My Rating: 3.5/5 Stars

What Is OneUp Trader, Really?

OneUp Trader launched in 2016, which in prop firm years makes them practically ancient. While newer firms were still figuring out their business models in 2020-2022, OneUp had already spent years refining their single-step evaluation, building relationships with institutional funding partners, and actually paying out traders consistently.

The firm is headquartered in Wilmington, Delaware (though some sources say Philadelphia, this ambiguity about headquarters doesn’t inspire confidence, but it’s a minor point). What matters more is their track record: they’ve funded hundreds of traders, paid out profits, and maintained a 4.7/5 Trustpilot score across 2,100+ reviews for years.

OneUp’s core philosophy is refreshingly simple: one evaluation step, clear rules, real funding. You’re not jumping through multiple phases to prove you can do the same thing twice. You’re not stuck in a “Sim-Funded” limbo wondering if you’ll ever see real capital. Pass the evaluation, complete the verification process, and you’re trading with actual institutional money within days.

The problem: The high number of Trustpilot reviews is relatively high compared to the brand’s monthly search volume. And there is also a sideway trend in branded searches since 2019 without growth. Other prop firms saw meaningful higher popularity scores in shorter time.

The Single-Step Evaluation: Why Simplicity Matters

Many forex prop firms use two-phase evaluations: Phase 1 (prove you can hit an 8-10% target), Phase 2 (prove you can hit another 5% target with tighter rules). The logic is sound, two data points are better than one, but in practice, it just means twice the opportunities to fail on technicalities.

OneUp Trader said “screw that” and built a one-step process. Here’s what you need to do:

The Requirements

Account Size	Monthly Fee	Profit Target	Trailing Drawdown	Max Contracts
$25K	$125	$1,500 (6%)	$1,500 (6%)	3
$50K	$195	$3,000 (6%)	$2,250 (4.5%)	6
$100K	$275	$6,000 (6%)	$3,500 (3.5%)	12
$200K	$455	$12,000 (6%)	$5,000 (2.5%)	20
$250K	$650	$15,000 (6%)	$5,500 (2.2%)	25

Minimum trading days: 15 (recently reduced from the original higher requirement, OneUp has been making the evaluation easier over time)

Maximum time: None. Take six months if you need it. The monthly subscription keeps renewing until you pass or cancel.

Daily loss limit: None. You can lose 50% of your account in a single day and still be in the evaluation as long as you don’t hit your trailing drawdown.

Consistency requirement: Your three best trading days (combined) must equal at least 80% of your single best day’s profit. This is the rule that trips up a lot of traders, so let’s break it down with an example.

The 80% Consistency Rule Explained

Say you’re trading a $100K account. Your profit target is $6,000. Here’s two ways you could hit that target:

Scenario A: Fails Consistency

• Best day: $4,000
• Second best: $1,000
• Third best: $800
• Fourth best: $200
• Total: $6,000 ✓

But your three best days ($1,000 + $800 + $200 = $2,000) only equal 50% of your best day ($4,000). You hit the profit target but failed the consistency rule. Evaluation fails.

Scenario B: Passes Consistency

• Best day: $2,000
• Second best: $1,500
• Third best: $1,200
• Fourth best: $1,000
• Fifth best: $300
• Total: $6,000 ✓

Your three best days ($1,500 + $1,200 + $1,000 = $3,700) equal 185% of your best day ($2,000). You hit both the profit target AND the consistency requirement. Evaluation passes.

Why this rule exists: OneUp doesn’t want lottery-ticket traders who hit one massive winner and then turtle. They want traders who can generate consistent returns day after day. It’s a legitimately smart filter that weeds out gamblers while rewarding mechanical consistency.

The practical implication: If you’re having a great day and you’re up $3,000 on a $100K account, think twice before pushing for $5,000. That outlier day will make it harder to satisfy the consistency rule later. Better to bank $2,500, trade consistently for a few more days, and pass with balanced results.

The Trailing Drawdown Mechanics

OneUp uses a trailing drawdown that moves with your unrealized highs, but it stops trailing once you hit your initial balance. Let me explain.

Evaluation phase: Your drawdown trails your highest unrealized account balance. If you start at $100K with a $3,500 drawdown and your account hits $103K unrealized, your minimum balance instantly becomes $99,500. If those positions reverse and stop you out at breakeven, you now have $100K but your minimum balance is still $99,500, you just lost $3,500 in drawdown cushion without banking any realized profit.

This is identical to the trailing drawdown pain points at Elite Trader Funding and other firms. The solution is aggressive profit-taking on the way up.

Funded phase: The drawdown continues trailing UNTIL you earn enough realized profit to offset the initial drawdown amount. Once you’ve banked profits equal to your drawdown + $100, the trailing stops permanently and converts to a static minimum balance (starting balance + $100).

Example: You start with a $100K funded account and a $3,500 trailing drawdown. Once you’ve earned $3,600 in realized profits, your drawdown stops trailing. From that point forward, your minimum balance is $100,100. You can trade up to $150K and drop back to $100,100 without failing, the drawdown no longer moves.

This is actually good if you reach the initial balance. Many firms keep the trailing drawdown active forever in funded accounts. OneUp removes it after you prove you can trade profitably, which gives you more breathing room for the rest of your funded account’s life.

Minimum 15 Trading Days

Sunday and Monday count as a single trading day (because futures trade Sunday evening through Monday afternoon). So if you trade Sunday night and Monday afternoon, that’s one trading day, not two.

You need 15 distinct trading days where you place at least one trade. This prevents traders from passing on three massive days and calling it good. OneUp wants sustained engagement, not brief brilliance.

The timeline: At 15 minimum days, the fastest you can pass is roughly three weeks (assuming you trade Monday-Friday consistently). Most traders take 4-8 weeks because they’re trading part-time or because they need more days to hit the profit target.

Pricing and Fees: What You’re Actually Paying

OneUp uses a monthly subscription model during the evaluation. Once funded, the subscription stops, you pay nothing monthly.

Evaluation Phase Costs

• $25K account: $125/month
• $50K account: $195/month
• $100K account: $275/month
• $200K account: $455/month
• $250K account: $650/month

Here’s the clever part: You only pay 50% upfront. If you pass the evaluation, you pay the remaining 50% to activate your funded account. If you fail, you owe nothing more.

Example: $100K evaluation costs $275/month. You pay $137.50 upfront. You spend two months in evaluation ($137.50 × 2 = $275 total). You pass. You pay the final $137.50 to activate your funded account. Total cost to funded status: $412.50.

Reset cost: $100 if you breach your drawdown during evaluation. This is a flat fee regardless of account size, which makes it cheaper than most competitors for larger accounts.

7-day free trial: OneUp offers a legit 7-day trial where you can test the platform, place paper trades, and get familiar with the dashboard before committing money. This is rare in the prop world and shows confidence in their product.

Funded Phase Costs

Monthly subscription: $0. OneUp cancels your subscription when you pass the evaluation.

Platform fees: You’re responsible for any platform fees (most platforms like NinjaTrader are free with funded accounts; some like Sierra Chart have small monthly fees of $10-30).

Data fees: Covered by OneUp’s funding partners. You get free real-time data on all futures markets during both evaluation and funded trading.

Commissions: Approximately $0.60-$3.00 per contract depending on the instrument and platform. This is passed through from the exchange, OneUp doesn’t mark up commissions.

The Profit Split: 100% Then 90%

This is where OneUp shines. You keep 100% of your first $10,000 in withdrawals. After that, you keep 90% of subsequent profits.

Example: You make $15,000 in your funded account over three weeks. You withdraw $10,000 (keep 100%). You withdraw the remaining $5,000 (keep $4,500, or 90%). Total payout: $14,500.

This 100%/90% structure is more generous than most firms’ flat 80% or 90% splits. That first $10K entirely yours is a meaningful incentive to push for early profitability.

Minimum withdrawal: $1,000 for your share. So after the first $10K (which you withdraw in full), subsequent withdrawals need to be at least $1,111 gross ($1,000 net to you after the 10% split).

Withdrawal frequency: Weekly. Submit requests Monday-Friday and they process same-day if submitted before the cutoff.

Withdrawal methods: Bank wire or cryptocurrency (Rise wallet). Most traders use bank wire. Funds typically arrive 1-2 business days after approval.

The Express Funding Program: For Returning Traders

If you had a funded account with OneUp but lost it in the past 30 days, you’re eligible for Express Funding, a second-chance program with reduced costs and shortened timelines.

Express Pricing

• $25K account: Lower than standard (exact pricing varies)
• $50K account: Lower than standard
• $100K account: Lower than standard
• $200K account: Lower than standard
• $250K account: $425/month (vs. $650 standard)

Evaluation time: Only 5 trading days instead of 15. All other rules remain the same (6% profit target, 3.5% drawdown, 80% consistency).

Eligibility: You can use Express Funding a maximum of two times within any 30-day period. If you lose your funded account, you have 30 days to start an Express evaluation. After 30 days, you revert to standard pricing and timelines.

Why it’s brilliant: OneUp recognizes that traders who’ve already proven they can pass once shouldn’t have to grind through 15 days again. Express Funding rewards past success with faster, cheaper re-entry.

The catch: If you keep blowing funded accounts every week, you’re burning through $425/month subscriptions on Express programs. This isn’t a sustainable strategy unless you’re actually learning from your mistakes.

Platform and Instrument Access

OneUp Trader supports 20+ trading platforms, which is genuinely impressive:

Free during evaluation and funded:

• NinjaTrader (free license included)
• R | Trader
• Rithmic

Supported but may have fees:

• Sierra Chart
• Quantower
• MotiveWave
• Jigsaw Trading
• Bookmap
• ATAS
• eSignal
• TradeNavigator
• Investor/RT
• Finamark
• And 10+ more

This flexibility matters. If you’ve spent years building a NinjaTrader setup with custom indicators and hotkeys, you can use that exact environment. You’re not forced to learn a new platform just to take the evaluation.

Instruments: Comprehensive Futures Coverage

OneUp gives you access to all major futures contracts:

Equity Indices:

• E-mini S&P 500 (ES)
• E-mini NASDAQ 100 (NQ)
• E-mini Dow (YM)
• E-mini Russell 2000 (RTY)
• Micro futures (MES, MNQ, MYM, M2K)
• Nikkei 225 (NKD)

Interest Rates:

• 2-Year Note (ZT)
• 5-Year Note (ZF)
• 10-Year Note (ZN)
• 30-Year Bond (ZB)
• Ultra Bond (UB)

Currencies:

• Euro (6E)
• British Pound (6B)
• Japanese Yen (6J)
• Australian Dollar (6A)
• Canadian Dollar (6C)
• Swiss Franc (6S)
• All micro currency futures

Commodities:

• Crude Oil (CL)
• Natural Gas (NG)
• Gold (GC)
• Silver (SI)
• Copper (HG)
• Corn (ZC)
• Soybeans (ZS)
• Wheat (ZW)
• Live Cattle (LE)
• Lean Hogs (HE)

Crypto Futures:

• Bitcoin (BTC)
• Ethereum (ETH)

What’s missing: Stocks, options, forex spot pairs. This is 100% futures-only. If you’re a multi-asset trader, you’ll need multiple prop accounts or a different firm.

The Funded Account Rules: 90 Days of Probation

Once you pass the evaluation and get funded, you’re subject to two sets of rules: permanent rules and probationary rules.

Permanent Rules (Apply Forever)

1. Dynamic Scaling Targets

Your position size is determined by your Cash-on-hand balance at the start of each trading session. OneUp provides a scaling schedule that tells you how many contracts you can trade based on your current balance.

Example scaling for $100K account:

• Balance $100K-$105K: Trade up to 12 contracts
• Balance $105K-$110K: Trade up to 13 contracts
• Balance $110K-$115K: Trade up to 14 contracts

This dynamic scaling ensures you’re not overtrading when your account is down and forces you to scale up as your account grows.

2. News Trading Restrictions

You must close all positions at least one minute before major economic releases, keep them closed during the release, and wait one minute after before reopening. OneUp provides a calendar of restricted news events.

Major events include:

• FOMC announcements
• NFP (Non-Farm Payroll)
• CPI/PPI data
• GDP releases
• Central bank rate decisions

What happens if you violate: First violation gets a warning. Second violation terminates your funded account.

3. Weekly Trading Volume Minimum

You must maintain a minimum weekly trading volume of at least 50% of your average trade executions during your evaluation period.

Example: During your evaluation, you averaged 20 trades per week. In your funded account, you need to execute at least 10 trades per week (50% of 20).

This prevents funded traders from turtling, hitting one good month and then barely trading to preserve profits. OneUp wants active engagement.

4. No Overnight Holding

All positions must be closed by 3:15 PM Central Time (or earlier if the market closes before that). No overnight holds. No weekend holds.

This makes OneUp strictly for day traders. If your edge comes from multi-day position holds or swing trading, this firm isn’t for you.

5. Prohibited Strategies

• High-frequency trading (trades under 10 seconds)
• Hedging across multiple funded accounts
• Copy trading (unless all accounts are registered under your name)
• Martingale strategies
• Exploiting platform latency or data feed delays

Probationary Rules (First 90 Days Only)

For your first 90 days as a funded trader, you’re subject to additional restrictions:

The 15-Day Positive Balance Requirement

Your account must be positive (above starting balance) at the end of every 15-day period during probation.

What this means: Starting from your first trade as a funded trader, OneUp measures your balance every 15 days. If at any 15-day checkpoint your balance is below your starting balance, you get a warning. If it happens again, your funded account terminates.

Example:

• Day 0: $100,000 (starting balance)
• Day 15: $101,500 ✓ (positive)
• Day 30: $99,000 ✗ (negative, warning issued)
• Day 45: $102,000 ✓ (positive, warning cleared)
• Day 60: $103,500 ✓ (positive)
• Day 75: $104,000 ✓ (positive)
• Day 90: $105,000 ✓ (probation ends)

Why this rule exists: OneUp is giving you institutional capital. They need to know you can manage that capital without immediately drawing down. The 90-day probationary period is essentially a real-money verification phase to complement your evaluation.

What happens after 90 days: The 15-day checkpoint requirement disappears. You can have drawdown periods without worrying about termination as long as you don’t hit your static minimum balance (starting balance + $100 after you’ve removed the trailing drawdown).

Support and Community

OneUp Trader offers 24/7 customer support via email and live chat. In an industry where most firms operate 9-5 weekdays only, this is notable.

Response times: Most traders report responses within 2-10 minutes on live chat, which is exceptional. Email responses typically arrive within a few hours.

Discord: OneUp doesn’t have an official Discord server, which is surprising given how popular Discord has become for prop firm communities. They do have an internal social dashboard where funded traders can share ideas and trades, but it’s not as active as dedicated Discord communities at other firms.

Social media presence:

• Instagram: 5.6K followers
• Twitter/X: Active presence
• YouTube: Educational content and trader interviews
• Facebook: Community updates

Educational resources:

• Blog with trading psychology, strategy articles, and market analysis
• Video tutorials on platform setup and risk management
• Webinars (occasional)
• One-on-one mindset coaching sessions (3 free sessions included with funded accounts)

The educational content is solid but not as comprehensive as Earn2Trade’s structured curriculum or TopStep’s extensive library. OneUp assumes you already know how to trade and focuses on platform-specific help rather than trading fundamentals.

Trustpilot and Community Sentiment

Current rating: 4.7/5 stars from 2,102 reviews

Star breakdown:

• 5 stars: 81%
• 4 stars: 15%
• 3 stars: 2%
• 2 stars: <1%
• 1 star: 2%

This is one of the best Trustpilot scores in the prop firm industry. For comparison:

• TopStep: 4.6/5
• Earn2Trade: 4.7/5
• Apex Trader Funding: 4.7/5
• MyFundedFutures: 4.9/5

Positive feedback themes:

• Simple, transparent evaluation process
• Excellent customer support (consistently praised)
• Fast funding after passing evaluation
• Clear rules with no hidden gotchas
• User-friendly platform and dashboard
• Quick payout processing (same-day for most requests)
• No ongoing monthly fees after funding

Negative feedback themes:

• The funded account onboarding process takes a few days (some traders expected instant access after passing)
• The 80% consistency rule trips up traders who don’t read the fine print
• Probationary period restrictions feel strict for the first 90 days
• Platform syncing issues occasionally (NinjaTrader/Rithmic connection hiccups)
• Some traders want longer trading hours or overnight holding (not OneUp’s model)

Pattern in reviews: Beginners love OneUp for its simplicity and support. Experienced traders occasionally complain that the 15-day minimum feels slow when they could pass in 5-7 days (though Express Funding solves this for repeat users).

Reddit sentiment (r/Daytrading, r/FuturesTrading) is generally positive, with traders recommending OneUp as a solid mid-tier option, not as prestigious as TopStep, not as cheap as budget firms, but reliable and straightforward.

OneUp Trader vs. The Competition

OneUp Trader vs. TopStep

TopStep wins on:

• Industry credibility (founded 2012 vs. OneUp’s 2016)
• Larger account sizes (up to $350K vs. OneUp’s $250K)
• More structured educational resources
• Longer track record

OneUp Trader wins on:

• Better profit split (100% first $10K, then 90% vs. TopStep’s flat 80%)

Bottom line: TopStep is the Lexus, more expensive, more established, undeniably credible. OneUp is the Acura, just as reliable, less expensive, slightly less prestige. For most traders, OneUp offers better value.

OneUp Trader vs. MyFundedFutures

MFFU wins on:

• Faster path to funding (can pass in 2 trading days if using Fast Track)
• Higher Trustpilot score (4.9 vs. 4.7)
• No consistency rule (just hit profit target and trade 5 days)
• Larger max account size (Core goes to $300K)

OneUp Trader wins on:

• Better profit split (100%/90% vs. MFFU’s flat 90%)
• Longer track record (2016 vs. MFFU’s 2023)
• 24/7 support (MFFU is business hours only)
• More platform options (20+ vs. MFFU’s focus on NinjaTrader/Tradovate/TradingView)

Bottom line: If you want speed and simplicity, go with MFFU. If you want better economics and more platform flexibility, go with OneUp.

OneUp Trader vs. Apex Trader Funding

Apex wins on:

• Larger max account sizes (up to $300K)
• More lenient consistency rules
• Massive marketing presence and social proof
• Frequent heavy discounts (80% off promotions)

OneUp Trader wins on:

• Better profit split (OneUp’s 100%/90% vs. Apex’s 90% default)
• Simpler rule structure (OneUp is more transparent)
• No “performance coach” upsells

Bottom line: Apex is for traders who want the largest accounts and don’t mind navigating a more complex firm structure. OneUp is for traders who value transparency and straightforward economics.

OneUp Trader vs. Elite Trader Funding

Elite Trader Funding wins on:

• Five different evaluation types (more customization)
• Ability to manage 20 accounts from one login
• Cheaper evaluation costs for small accounts

OneUp Trader wins on:

• Transparent path to real funding (no Sim-Funded limbo)
• Simpler rule structure (no 23% ATD requirement, no 40% consistency rule)
• Longer track record and better reputation
• No ongoing $80/month activation fee for funded accounts

Bottom line: ETF’s multi-program flexibility appeals to traders who want customization. OneUp’s simplicity appeals to traders who want clarity. OneUp is the safer bet for most traders.

OneUp Trader vs. Earn2Trade

Earn2Trade wins on:

• Comprehensive educational curriculum (Trader Career Path includes courses)
• More structured growth ladder with defined scaling
• Institutional partnerships with Helios
• EOD drawdown options

OneUp Trader wins on:

• Simpler evaluation (1-step vs. Earn2Trade’s 2-step Gauntlet)
• Better profit split (100%/90% vs. Earn2Trade’s 80/20)
• No ongoing fees after funding

Bottom line: Earn2Trade is better for newer traders who need education and structure. OneUp is better for experienced traders who just want fast access to capital.

Realistic Pass Rates and Timelines

OneUp doesn’t publish official pass rate statistics, but based on community feedback and industry norms, the pass rate is likely 15-25%.

Why higher than average?

• Single-step evaluation (no second phase to fail)
• No daily loss limit (can have one bad day without instant failure)
• No time limit (can take as long as needed)
• Trailing drawdown stops after initial balance (more forgiving than firms where it trails forever)

Why not higher?

• 80% consistency rule catches traders who don’t read the fine print
• 15-day minimum prevents quick passes on luck
• 6% profit target requires genuine edge

Timeline expectations:

Fast traders (full-time): Pass in 15-25 trading days (3-5 weeks)

Part-time traders: Pass in 30-60 trading days (6-12 weeks)

Methodical traders: Pass in 60-90 trading days (3-4 months)

After passing: 2-3 days for account approval and funding partner matching. You’ll complete a KYC questionnaire, sign a contract, and receive login credentials. Then you’re live.

The Probationary Period: What to Expect

The 90-day probationary period is OneUp’s way of ensuring you can handle real capital without immediately blowing up. Here’s what actually happens:

Week 1-2: Most traders are cautious. They’re trading smaller positions, getting used to real fills and real slippage, and focusing on staying positive for that first 15-day checkpoint.

Day 15 checkpoint: If you’re profitable, great. If you’re down, you get a warning email. This warning doesn’t terminate your account, it’s a heads-up that you need to be positive at the next checkpoint.

Week 3-4: You’ve got your sea legs. You’re trading more confidently. If you got a warning at Day 15, you’re focused on getting back above starting balance before Day 30.

Day 30 checkpoint: If you’re positive, the Day 15 warning (if you had one) is cleared. If you’re negative again, your account terminates.

Months 2-3: You’re in a rhythm. The 15-day checkpoints become routine. Most traders who make it past Day 30 survive the full 90-day probation.

Day 90: Probation ends. The 15-day checkpoint requirement disappears. You now just need to respect your static minimum balance and the permanent rules (no overnight holds, no news trading, weekly volume minimum).

What percentage of traders survive probation? Based on community feedback, roughly 60-70% of traders who get funded make it through the 90-day probationary period. The traders who fail probation typically do so in the first 30 days, they overleverage, have a bad week, and can’t recover before the Day 15 or Day 30 checkpoint.

Trading Hours and Session Structure

OneUp Trader trading hours: 5:00 PM CT to 3:15 PM CT the next day (except holidays and weekends)

This aligns with futures market hours. You can trade the Sunday evening open through Friday afternoon close, but all positions must be closed by 3:15 PM CT daily.

Sunday/Monday structure: Futures markets open Sunday evening at 6:00 PM ET (5:00 PM CT). You can trade Sunday night and Monday, and it counts as a single trading day. This is standard across futures prop firms.

Holidays: OneUp follows CME Group holiday schedules. You can’t trade when markets are closed (obviously), and holiday closures don’t count toward your minimum trading days.

Automated Trading and Copy Trading Rules

Expert Advisors (EAs) and bots: Allowed, with restrictions. You can use automated strategies as long as they don’t fall into prohibited categories (HFT, latency arbitrage, etc.).

Copy trading: Allowed, but only between accounts registered under the same name. You can’t copy trades from someone else’s OneUp account to yours (that would be group trading, which is prohibited).

Restrictions:

• No trades under 10 seconds duration
• No martingale or grid strategies
• No hedging across multiple funded accounts
• No strategies that exploit data feed delays

The Free Trial: What You Get

OneUp offers a legit 7-day free trial. Here’s what’s included:

• Full dashboard access
• Paper trading environment
• All platform options available
• Real-time data feeds
• Access to educational resources
• Customer support (can ask questions via chat)

What you can’t do:

• Trade real capital (obviously)
• Pass the evaluation (it’s paper trading only during the trial)

Why it’s valuable: Most prop firms don’t offer trials. You pay upfront and hope it’s the right fit. OneUp lets you test the platform, familiarize yourself with the rules, and confirm this is the right evaluation for you before spending money.

After the trial: If you decide to proceed, you’ll pay the 50% upfront fee and start your real evaluation. Your trial period doesn’t count toward your 15 trading days minimum.

The Social Dashboard and Community

OneUp has built an internal social network for funded traders. Think of it as a mini-Twitter for OneUp users only.

Features:

• Post trade ideas and market analysis
• Share screenshots of winning/losing trades
• Follow other funded traders
• Live community chat
• Leaderboard showing top performers

Who’s on it: Only funded traders. You don’t get access to the social dashboard during your evaluation, it’s a perk of passing.

Activity level: Moderate. It’s not as active as a dedicated Discord server, but there are usually 20-50 traders posting daily. You’ll find more activity during market hours (especially the first hour after open and the last hour before close).

Value: Mixed. Some traders love having a built-in community of peers trading the same account structure. Others prefer external communities on Discord or Reddit where they can interact with traders from multiple firms.

The Mindset Coaching Program

OneUp includes three free one-on-one mindset coaching sessions with funded accounts. This is genuinely valuable and often overlooked.

What the sessions cover:

• Psychology of trading with someone else’s capital
• Dealing with drawdown periods
• Managing the 90-day probationary pressure
• Building consistency (relevant to the 80% rule)
• Scaling up position sizes as your account grows

Who leads the sessions: Experienced traders who’ve been funded at OneUp (or other firms) and have worked through the psychological challenges.

Length: 30-60 minutes per session

Scheduling: You book sessions through the dashboard after you’re funded

Should you use them? Yes. Trading psychology accounts for 70% of success or failure in prop trading. If you’re struggling with the probationary period or consistency, these sessions can help you reframe your approach.

Legitimate or Scam? The Verdict

OneUp Trader is 100% legitimate. Here’s the evidence:

1. Founded in 2016, they’ve been operating for nearly a decade with no major scandals
2. 4.7/5 Trustpilot score from 2,100+ reviews, you can’t fake that level of positive sentiment over years
3. Thousands of documented payouts, check their blog for funded trader success stories with real account statements
4. Real funding partnerships, you’re trading actual institutional capital, not demo accounts with payout privileges
5. Transparent rules, everything is clearly documented (even if traders don’t always read it)

Are there traders who fail and blame OneUp? Yes. You’ll find 1-star Trustpilot reviews from traders who violated the consistency rule, hit their drawdown, or couldn’t survive the probationary period and claim OneUp “rigged” the evaluation. These are sour grapes, not evidence of scam activity.

The truth: OneUp is a real prop firm with a real evaluation and real institutional capital. If you pass the evaluation and follow the funded account rules, you will get funded and you will get paid. That’s not in question.

My Honest Assessment

OneUp Trader is a good futures prop firm that nails the fundamentals.

What they do well:

• Single-step evaluation (no two-phase nonsense)
• Transparent, clear rules (even if traders don’t read them)
• Excellent customer support (24/7 availability, fast responses)
• Generous profit split (100% first $10K, then 90%)
• No ongoing fees after funding
• 20+ platform options
• Real institutional capital (not Sim-Funded limbo)
• 7-day free trial
• Express Funding for returning traders

Where they fall short:

• 15-day minimum can feel slow for experienced traders (though Express fixes this)
• No overnight holding (limits you to day trading only)
• Probationary period adds stress for first 90 days
• No official Discord community
• 80% consistency rule trips up traders who don’t read carefully
• News trading restrictions require discipline

Who should use OneUp Trader:

• Day traders who want a simple, transparent path to funding
• Traders comfortable with 15 trading days minimum
• Traders who value customer support and platform flexibility
• Traders who want real institutional capital, not demo accounts
• Part-time traders who need unlimited time to pass

Who should avoid OneUp Trader:

• Swing traders (no overnight holding allowed)
• Traders who want to pass in under 10 days (use MFFU or Express Funding)
• Traders uncomfortable with 90-day probationary restrictions
• Traders who need comprehensive educational support

The fundamental question: Do you want a straightforward, well-supported, transparent futures prop firm with a 9-year track record?

If yes, OneUp Trader is legitimately excellent. They’re not the flashiest firm, not the cheapest, not the easiest to pass, but they’re solid, reliable, and fair. That’s worth a lot in an industry filled with shady operators and firms that disappear after a year.

If you value clarity over complexity, support over scale, and transparency over gimmicks, OneUp is a great choice.

Promotions and Discounts

OneUp occasionally runs promotions:

• First-time user discount: 20% off your first evaluation (check website for current codes)
• Express Funding pricing: Reduced monthly fees for returning traders who lost accounts in past 30 days
• Free 7-day trial: Always available, no promo code needed

Pro tip: OneUp doesn’t do the aggressive 50-80% discount cycles that firms like Apex run. Their pricing is consistent, which actually builds trust, you’re not constantly wondering if you overpaid because you missed a sale.

Final Thoughts: Should You Use OneUp Trader?

OneUp Trader is best understood as the Goldilocks prop firm, not too complicated, not too simple, just right for most futures day traders.

They’ve been around long enough to work out the kinks (9 years). They have enough users to prove legitimacy (2,100+ Trustpilot reviews). They offer enough flexibility to accommodate most trading styles (20+ platforms, all futures markets). And they’re transparent enough that you know exactly what you’re signing up for (clear rules, no Sim-Funded confusion).

My recommendation: If you’re a profitable day trader looking for futures funding, start with OneUp’s 7-day free trial. Familiarize yourself with the platform, read the rules carefully (especially the 80% consistency requirement), and decide if the structure fits your trading style.

If yes, commit to the evaluation knowing it’ll take 3-8 weeks depending on your trading frequency. Don’t try to pass on one massive day, build consistent results across 15+ trading days. Hit your profit target without letting your best day exceed 80% of your total (aim for your best day being around 30-40% of your total).

Pass the evaluation, complete the KYC process, and get matched with a funding partner. Trade conservatively during your first 90-day probationary period, focus on staying positive at each 15-day checkpoint rather than maximizing profits. Once you’re past Day 90, the training wheels come off and you can trade more aggressively.

OneUp isn’t perfect. The 15-day minimum feels long when you’re ready to pass in week one. The probationary period adds stress. The consistency rule catches traders off guard. But these are known constraints, not hidden gotchas.

For the vast majority of futures day traders, OneUp Trader is a legitimate, well-supported, straightforward path to institutional capital. That’s not sexy, but it’s valuable.

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Verdict: OneUp Trader is a reliable futures prop firm with a transparent single-step evaluation, generous profit split, and excellent support. Best for day traders who value clarity and reliability over speed or complexity. The 80% consistency rule and 90-day probationary period require discipline, but if you can navigate those, you’ll find a legitimate funding opportunity with real institutional capital.

Rating: 3.5/5 Stars