My Funded Futures Review

Rules

Drawdown / Max Loss

Evaluation (All Plans)

The drawdown type across all evaluations is End-of-Day (EOD) trailing, meaning the maximum loss limit adjusts upward at the end of each trading day based on closing equity, never intraday (except for Rapid plans). Open equity losses are included when determining whether the account has breached.

The EOD trailing drawdown locks permanently once it reaches a floor equal to the starting balance plus $100. From that point it does not trail any further.

By account size:

• $25k accounts: Maximum Loss Limit (MLL) = $1,000
• $50k accounts: MLL = $2,000
• $100k accounts: MLL = $3,000
• $150k accounts: MLL = $4,500

There is no separate daily loss limit on any evaluation plan (Flex, Rapid, Pro), with one exception: the Builder Plan has a $1,000 soft pause daily loss limit.

Breaching the maximum loss limit results in account failure. The account must be reset or a new evaluation purchased to continue.

Rapid Plan: Simulated Funded Account (Intraday Trailing)

The Rapid sim funded account uses intraday trailing drawdown, not EOD. The max loss distance trails the account’s equity high-water mark (HWM) in real time throughout the trading day, including unrealized profits and losses on open positions.

• Rapid 25k: $1,000 distance from HWM
• Rapid 50k: $2,000 distance from HWM
• Rapid 100k: $3,000 distance from HWM
• Rapid 150k: $4,500 distance from HWM

The trailing max loss locks permanently at $100 once enough profits have been accumulated to push the floor to that level. From that point it becomes static. If account equity drops below $100, the account is breached.

Flex Plan: Simulated Funded Account (EOD Trailing)

The Flex sim funded account uses EOD trailing drawdown, consistent with the evaluation. Starting balance is $0, so the account may go into negative balance initially until the MLL trails up to $0 or above.

• 25k Flex: MLL = $1,000; after first payout, MLL resets to $100 (static)
• 50k Flex: MLL = $2,000; after first payout, MLL resets to $100 (static)

No daily loss limit on Flex plans.

Pro Plan: Simulated Funded Account (EOD Trailing)

• 50k Pro: MLL = $2,000; after first payout, MLL becomes static at $50,100
• 100k Pro: MLL = $3,000; after first payout, MLL becomes static at $100,100
• 150k Pro: MLL = $4,500; after first payout, MLL becomes static at $150,100

No daily loss limit on Pro plans.

Builder Plan: Simulated Funded Account (EOD Trailing)

The Builder plan uses EOD trailing drawdown. The MLL locks permanently once it reaches $100 above the starting balance and does not trail further.

• Builder Default: MLL = $2,000; $1,000 soft pause daily loss limit applies
• Builder Add-On: MLL = $1,500; $1,000 soft pause daily loss limit applies

Rapid Plan: Live Funded Account (EOD Trailing)

On the Rapid live account, the drawdown type switches from intraday trailing to EOD trailing. The max loss threshold stops at $0, meaning the balance must remain above $0.

• Rapid 25k Live: MLL = $1,000
• Rapid 50k Live: MLL = $2,000
• Rapid 100k Live: MLL = $3,000
• Rapid 150k Live: MLL = $4,500

Reaching the maximum loss limit on the live account results in immediate account closure.

Flex Plan: Live Funded Account

• 25k Flex Live: Initial balance $1,000; minimum balance $156; EOD drawdown; no daily loss limit
• 50k Flex Live: Initial balance $2,000; minimum balance $156; EOD drawdown; no daily loss limit

Pro Plan: Live Funded Account

The Pro live account features a static drawdown. Minimum balance is set at $140.

• Daily loss limit range: $700–$1,800 (50k), $1,000–$2,000 (100k), $1,300–$3,000 (150k)
• Customizable: daily loss limit can be adjusted (decreased) at any time by contacting the live support team; an increase requires review after at least 2 weeks live

After 20 winning days (each with minimum 4% of initial balance profit) and 3 payouts, the initial live balance is unlocked and can be withdrawn down to a minimum of $140.

General: 2% Price Limit Rule

Trading is suspended on sim funded and live funded accounts when a product is trading within 2% of its CME price limit. For equity products (ES, MES, NQ, MNQ, RTY, M2K, YM, MYM), the overnight price limit is 5%, which is 2% below the CME limit of 7%, so trading is suspended at MFFU when those products reach 5% net change.

---

Consistency Rule

Evaluation Stage (All Plans Except Builder)

A 50% consistency rule applies across all evaluations on the Rapid, Flex, and Pro plans. No single trading day’s profit may exceed 50% of total evaluation profits earned. Breaching the 50% threshold does not cause account failure; it simply requires trading additional days until the ratio is met.

The Pro Plan One-Day Add-On has no consistency rule.

The Builder Plan has no consistency rule during evaluation.

Simulated Funded Stage

There is no consistency rule during the sim funded stage on Rapid, Flex, or Pro plans.

The Builder Plan sim funded stage has a 50% consistency rule that applies at payout time: the single largest profit day in a payout cycle cannot represent more than 50% of total profits in that cycle. This resets after each approved payout.

Live Funded Stage

No consistency rule on any live account type.

---

Leverage

Evaluation Stage

Account Balance	Max E-mini Contracts	Max Micro Contracts
Flex 25k	3	30
Flex 50k	5	50
Rapid 25k	3	30
Rapid/Pro 50k	5 (Rapid) / 3 (Pro)	50 (Rapid) / 30 (Pro)
Rapid/Pro 100k	10 (Rapid) / 6 (Pro)	100 (Rapid) / 60 (Pro)
Rapid/Pro 150k	15 (Rapid) / 9 (Pro)	150 (Rapid) / 90 (Pro)
Builder (50k)	4	40

Micros count toward the standard contract limit at a ratio of 10 micros = 1 mini. Mixing minis and micros is subject to the cross-instrument policy (see Prohibited Conduct). Note that MBT (Micro Bitcoin) is treated as a mini contract: if the account allows 3 minis, it allows 3 MBT contracts.

Flex Plan: Simulated Funded Stage (Scaling)

Contract limits scale with account profit balance:

25k Flex Sim Funded:

• $0–$749 profit: 1 mini / 10 micros
• $750–$999 profit: 2 minis / 20 micros
• $1,000+ profit: 3 minis / 30 micros

50k Flex Sim Funded:

• $0–$1,499 profit: 2 minis / 20 micros
• $1,500–$1,999 profit: 3 minis / 30 micros
• $2,000+ profit: 5 minis / 50 micros

Rapid Plan: Simulated Funded Stage

Account Size	Max E-mini Contracts	Max Micro Contracts
Rapid 25k	3	30
Rapid 50k	5	50
Rapid 100k	10	100
Rapid 150k	15	150

Pro Plan: Simulated Funded Stage

Account Size	Max E-mini Contracts	Max Micro Contracts
Pro 50k	5	50
Pro 100k	10	100
Pro 150k	15	150

Rapid Plan: Live Funded Stage

Account Size	Max E-mini Contracts	Max Micro Contracts
Rapid 25k Live	2	20
Rapid 50k Live	4	40
Rapid 100k Live	6	60
Rapid 150k Live	8	80

Pro Plan: Live Funded Stage

Contract limits range from 2–4 (50k), 3–5 (100k), and 4–6 (150k), adjusted based on performance and risk manager review.

Builder Plan: Simulated Funded and Live

4 minis / 40 micros across both sim funded and live stages.

Consequence of Exceeding Limits

Orders exceeding the allowed contract size for a single instrument are automatically rejected. Cross-instrument combinations that technically exceed the total limit (e.g., 2 minis and 20 micros on a 2-mini account) may execute but are not permitted and can result in an account breach. Deliberate attempts to circumvent position scaling rules are treated as a breach.

---

Trading Hours

Trades can be placed starting at 6:00 PM EST (Globex open) and must be closed by 4:10 PM EST (New York session close). This applies across all account types and stages.

Positions are automatically closed by MFFU systems at 4:10 PM EST on regular trading days. Live account traders who still have an open position past 4:10 PM EST are advised to contact live support immediately, though this is rarely expected to occur.

Overnight and weekend positions are not explicitly prohibited outside of the session window, but the trading window runs Sunday through Friday during Globex hours. All positions must be closed by 4:10 PM EST each trading day.

During holiday trading hours, auto-liquidation does not occur at the half-time market close. Traders are responsible for closing positions manually. Failure to close before market close during holidays results in account breach on both evaluations and sim funded accounts.

---

Multiple Accounts

Evaluation Accounts

Maximum of 10 active evaluation accounts at any given time.

Simulated Funded Accounts

• $25k and $50k plans: maximum of 5 active sim funded accounts simultaneously, in any combination of $25k and $50k sizes.
• Effective March 24th: traders are limited to a maximum of 3 sim funded accounts on the 50k Flex plan specifically. Traders who held 50k Flex accounts before March 24th are grandfathered and may keep up to 5.
• If a trader holds any $100k or $150k sim funded account, the maximum number of active sim funded accounts across all sizes drops to 3.
• Builder Plan: only 1 sim funded account may be active per user at any time. If breached, a new one may be activated starting the following trading day.

Live Funded Accounts

Traders generally transition to a single live account. Multiple live accounts are reserved exclusively for high-performing traders with a long track record on live, and are discussed individually with the risk manager.

Once a trader has a live account, they cannot trade sim and live simultaneously. Active sim funded accounts are placed in dormant status upon live transition.

Copy Trading

Copy trading is permitted across all account types. MFFU’s preferred trade copier partner is Tradesyncer. Tradovate users may also use the built-in group copier feature. External copy trading solutions are also permitted.

Traders who engage in copy trading assume full responsibility for all consequences. MFFU is not obligated to provide technical support or account resets for issues stemming from copy trading. Traders must ensure their copy trading activities comply with all applicable terms of service.

Copying trades between different traders’ accounts (where trader A copies trader B across separate accounts) is prohibited under the fair play rules, which state that collaborating with others to execute identical or opposite strategies across unconnected accounts is not permitted.

---

Prohibited Conduct

Hedging

Hedging of any kind is prohibited. Hedging is defined as entering both buy and sell positions on the same underlying asset at the same time. E-Mini NQ and Micro NQ, for example, share the same underlying (Nasdaq) and cannot be held simultaneously in opposite directions. This prohibition applies to both sim and live accounts.

Hedging through different unrelated assets is permitted, though heavy dependence on cross-asset hedging strategies can attract scrutiny during performance review.

All traders must also abide by CME guidelines on hedging (Rule 534).

Order Management and Spoofing

The following are prohibited: simultaneously placing multiple limit orders at the same price to manipulate order fills; initiating trades to profit from isolated fills in gapped or illiquid markets; exploiting the absence of slippage; using tight bracket strategies to gain from favorable simulated fills.

Automated Trading

Automated trading strategies are permitted, provided they do not aim to exploit favorable fills in the simulated environment. High-frequency trading is not allowed. Live account automated trading must comply with CME guidelines.

Exploitation of Simulator Mechanics

Strategies that exploit the simulated fill algorithm and perform well in evaluation but would result in losses in live markets are strictly prohibited. This includes using straddles, strangles, or any strategy designed to exploit immediate news bursts.

Trading on Behalf of Others

Accounts must be traded exclusively by the account owner. Allowing another person to trade the account is a breach. Using a shared device (tablet, phone, or computer) with another trader is also strictly forbidden.

News Trading (T1)

Strategies that exploit T1 news bursts are prohibited on all accounts. For all accounts, no positions or orders (including limit orders) may be open 2 minutes before or after any data release. Positions must be fully flattened at least 2 minutes prior to a T1 event.

T1 news trading is additionally prohibited on Rapid sim funded accounts and Pro sim funded accounts. All evaluations and Flex sim funded plans (25k and 50k) may trade through T1 news events subject to the standard 2-minute rule.

T1 events include: FOMC meetings, FOMC minutes, Employment Report, and CPI (all traders); EIA reports (energy traders); Agricultural reports (agricultural traders).

2% Price Limit Rule

Trading within 2% of CME price limits is prohibited on sim funded and live funded accounts.

Consequences

Violations can result in: immediate account restrictions, profit confiscation, account termination, ineligibility for refunds, and permanent ban from MFFU services. For repeated or severe violations, MFFU reserves the right to terminate the trader’s account immediately.

---

Firm Rules (General)

Minimum Trading Days

All evaluations (Flex, Rapid, Pro) require a minimum of 2 trading days. The Builder Plan requires a minimum of 1 trading day. The Pro Plan One-Day Add-On allows passing in 1 day with a $4,000 profit target and no consistency rule.

Permitted Exchanges and Asset Classes

Supported exchanges: CME, COMEX, CBOT, NYMEX. Futures instruments only. Forex is not offered. The full instrument list includes equity index futures (ES, MES, NQ, MNQ, RTY, M2K, YM, MYM), currency futures, agricultural futures, energy futures, metals, and select crypto futures (MBT, MET).

Currently Restricted Instruments (Temporary)

As of February 7th, the following are temporarily restricted due to market volatility: Gold (GC), Silver (SI), Copper (HG), Platinum (PL), Natural Gas (NG), E-Mini Natural Gas (QG). Micro Gold (MGC) and Micro Silver (SIL) are not listed as restricted.

Inactivity Rule

Applies only to simulated funded accounts. At least one trade must be placed every 7 calendar days. Violation of the inactivity rule results in account breach. Traders who plan a break are advised to notify MFFU in advance.

No inactivity rule applies to evaluation accounts or live accounts. On live accounts, ongoing data and exchange fees continue to be charged regardless of inactivity.

Age and Eligibility

Traders must be of legal age to engage in trading activities in their respective jurisdictions. KYC verification is required and conducted once per person, with only one profile verifiable per individual.

Geographic Restrictions

A large number of countries are restricted from opening accounts. Traders traveling to a restricted country may continue trading existing accounts but cannot purchase new accounts or reset current accounts during their stay.

Reset Fee Structure

Evaluation resets (by account size):

• Rapid: 25k $87 / 50k $157 / 100k $267 / 150k $347
• Flex: 25k $84 / 50k $127
• Pro: 50k $227 / 100k $344 / 150k $477

Sim funded resets (Flex only, available only before first payout, after breach):

• 25k Flex Sim Funded Reset: $399 per reset, maximum 2 resets per account, 7-day window after breach
• 50k Flex Sim Funded Reset: $599 per reset, maximum 1 reset per account, 7-day window after breach

Winning days reset to zero after a sim funded reset. Payout rules remain unchanged.

Evaluation accounts auto-renew every 30 days unless cancelled. A free reset credit is provided when a non-breached evaluation renews for the first month. A cancelled account is no longer eligible for a reset even if the cancellation date is in the future.

Refund Policy

Full refund is available if no trades have been placed after account purchase, within 14 days of purchase. Crypto payments are non-refundable. If the account has been traded, prior fees are non-refundable. Refund requests are submitted via support@myfundedfutures.com or live chat.

Post-Breach Cooldown (Live Accounts)

Following a live account breach, a 21-day cooldown is initiated. During this period, all sim funded account trading is prohibited and no new evaluations or account purchases are permitted. After 21 days, restrictions lift.

Additional Rules

Account Ownership

Payment for accounts must come from the account holder’s own card. The name and billing address on the card must match the registered account. Forex cards and prepaid cards are not accepted. Using another person’s card, including a family member’s, results in immediate account termination, ineligibility for refunds or payouts, and a permanent ban.

Rapid Plan Reserve Program

Upon transition to a Rapid live account, up to $5,000 of sim funded profits are allocated to a Reserve Program. Reserve funds may be accessed to offset a negative live account balance upon breach, or distributed as a Performance Bonus after achieving 20 profitable trading days and $10,000 in cumulative gross live payouts. After live account closure due to breach, a 21-day cooldown applies. Remaining reserve after covering any negative balance is re-deposited to the dormant sim funded account for withdrawal.

---

Activation Fee

All MFFU plans, regardless of account size, carry a $0 activation fee. This applies to Flex, Rapid, Pro, and Builder plans at all account sizes. There is no upfront setup cost when transitioning from the evaluation stage to the funded stage. Costs associated with live accounts (CME professional data subscription, round-trip commissions, platform license) are deducted directly from the live account balance and are not charged as activation fees.

---

Commissions

All information about the commission structure can be found here: https://help.myfundedfutures.com/en/articles/9735811-futures-instrument-list

---

Payout Policy

Profit Split

• Flex and Pro plans: 80% trader / 20% firm
• Rapid plans (sim funded): 90% trader / 10% firm (as of January 12, 2026)
• Live accounts (all plan types): varies by plan; Flex and Pro live use 80/20; Rapid live uses 80/20

Withdrawal Methods

Payouts are processed via Riseworks (bank transfer or cryptocurrency). ACH/Plaid direct bank transfer is also referenced. 1099 tax documents are issued by Riseworks or mailed to the registered address by February 17th depending on payment method used.

Rapid Plan Payout Details

• Payout frequency: daily (every 24 hours)
• First payout eligible: 24 hours after first trade on sim funded account
• Required profit buffer before first payout: $1,100 (25k) / $2,100 (50k) / $3,100 (100k) / $4,600 (150k)
• Minimum withdrawal: $500
• No consistency rule required
• Processing time: most approved instantly; manual review takes up to 6–12 business hours on weekdays
• Maximum payout: no stated cap for sim funded Rapid

Flex Plan Payout Details

• Payout frequency: request-based, after qualifying
• Qualification: 5 winning days with net PnL of at least $100/day (25k) or $150/day (50k)
• Net profit required between payouts: $250 (25k) / $500 (50k)
• Minimum withdrawal: $250
• Maximum withdrawal per request: 50% of net profits, up to $3,000 (25k) or $5,000 (50k)
• Profit split: 80/20
• After first payout, MLL resets to $100 (static)
• Processing time: most approved instantly; manual review takes up to 6–12 business hours

Pro Plan Payout Details

• Payout frequency: every 14 calendar days from the first trade (subject to inactivity rule)
• Required profit buffer: $2,100 (50k) / $3,100 (100k) / $4,600 (150k)
• Pre-buffer withdrawal: up to 60% of profits (one-time), minimum $1,000
• Minimum withdrawal: $1,000
• Maximum withdrawal (sim funded): $100,000 per user
• Processing time: most approved instantly; manual review takes up to 6–12 business hours

Builder Plan Payout Details

• Maximum of 5 sim funded payouts
• Buffer must be cleared before first payout request: $2,100 (Default) / $1,600 (Add-On)
• Net profit required above buffer for first payout: $500
• Net profit required between subsequent payouts: $500
• Minimum 2 trading days per payout cycle
• 50% consistency rule applies at payout time
• Maximum payout per cycle: $2,000
• Profit split: 80/20

Live Account Payout Details

• Live account payout frequency: daily
• Live payout cutoff (Pro plan): requests must be submitted before 11:00 AM EST for same-day processing
• Minimum live withdrawal: $250 (Flex and Rapid); $250 (Pro)
• Trading is suspended (contracts set to 0) after a payout request is submitted until it is approved and paid
• Multiple payouts in one day are not possible; payouts are processed once per day

KYC Requirement

KYC verification is required before trading a sim funded account and before any payout can be processed. Documents required include Proof of Identity, a live selfie or recording, and Proof of Address (no older than 3 months).